Home, Condo & Mobile Home Insurance

Home Owners Insurance

HOMEOWNERS INSURANCE & CONDO INSURANCE

Homeowners insurance provides you with financial protection against disasters. It is an insurance policy that combines various personal insurance protections, which can include loss to one’s home, other structures, its contents, additional living expense as well as personal liability for any injuries and property damage you or members of your family cause to others.

Damage caused by most disasters is covere, but there are exceptions (exclusions) and limitations. The most significant are damage caused by flood, water backup, earthquakes, and poor maintenance. Maintenance is the homeowners duty and responsibility.

OPTIONAL COVERAGES

  • Scheduled property (i.e. Jewelry/guns)
  • Backup of sewers/ drains
  • Identity fraud expense
  • Replacement cost contents
  • Debris removal
  • Scheduled antiques and collectibles
  • Computer coverage
  • Earthquake

DISCOUNTS

  • Multi policy
  • Protection devices
  • New home
  • Deductible options

We can tailor an insurance policy to provide you with the ideal coverage for your home and possessions. Call us today for your free home, condo or mobile home quote 330-745-5225!